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American Express® Getaway Guardian - Your ticket to hassle-free holidays

When you travel, things don't always go according to plan. That's why you may need the added protection and assurance of American Express Getaway Guardian.

This is the fast, no-fuss way to arrange your travel insurance. Getaway Guardian provides benefits in connection with:

  • Medical and dental expenses
  • Travel delays and cancellations
  • Lost luggage and travel documents
  • Easy payment via your American Express Card

What are the Benefits?

Plan A+ $NZ Plan A $NZ Plan B $NZ Plan C $NZ
Americas or Africa
Compulsory if more than 20% of your time is in the above destination/s		 UK, Europe, Japan, Hong Kong, China, The Middle East or Indian Sub-Continent South East Asia Australia, Indonesia or South West Pacific
Overseas Medical Expenses* Unlimited Unlimited $250,000 $75,000
Additional Expenses*
      Resumption of Journey
      Special Events 		Unlimited
$3,000
$2,000		 Unlimited
$3,000
$2,000		 $250,000
$3,000
$2,000		 $75,000
$1,500
$2,000
Overseas Dental Expenses* $5,000 $5,000 $4,000 $4,000
Cancellation Charges* $30,000 $25,000 $20,000 $15,000
Luggage and Travel Docs*
      Item Limit
      Video & Electrical Equipment
      Delayed Luggage Allowance 		$12,000
$500
$3,500
$1,000		 $10,000
$500
$3,500
$1,000		 $5,000
$500
$3,500
$1,000		 $1,000
$500
$3,500
$1,000
Replacement of Money* $200 $200 $200 $200
Rental Vehicle Excess $1,000 $1,000 $1,000 $1,000
Travel Delay $1,200 $1,000 $875 $750
Cash for Hospital Stay $8,000 $6,000 $5,000 $4,000
Hijacking $8,000 $6,000 $5,000 $4,000
Personal Liability $3,000,000 $2,500,000 $1,500,000 $1,000,000
Death & Disability $25,000 $25,000 $15,000 $10,000

*Claims are subject to NZ$100 excess

Note: For a round-the-world trip, select Plan A+.

Getaway Guardian Conditions:

  • Cover is available for international travel only
  • You will be covered up to and including the age of 69 years
  • You will be covered for emergency medical and or dental expenses which are provided outside New Zealand or which are incurred within 12 months from the date of receiving the treatment.
  • The daily cash in hospital allowance is NZ$50.

Please note that the above is a summary only and does not contain all the benefits and exclusions of Getaway Guardian. Please read the Policy Wording for full details.

Bonus - ACE Assistance

ACE Assistance is a 24-hour emergency referral service. In the event of a medical or similar emergency, simply phone, reverse the charge and get immediate help in locating medical assistance in your local area.

What Getaway Guardian Will Not Cover You For

General exclusions include: being a pilot or crew member of any aircraft, war or war like activities, any existing medical condition, any claim in relation to pregnancy where there is prior knowledge of the pregnancy or after the 24th week of pregnancy, hunting, racing (other than on foot), polo playing, professional sports, mountaineering or rock climbing, bungee jumping, scuba diving, motorcycling, all aerial activities, insolvency of any tourism services provider and acts of terrorism.

Note, there is a NZ$100 Excess on: Overseas Medical Expenses, Additional Expenses, Overseas Dental Expenses, Cancellation Charges, Luggage and Travel Documents and Replacement of Money.

Full details of the exclusions are set out in the policy document which is available from ACE Insurance on the contact details below.

About Your Insurer

ACE Insurance Limited (Company No.: 104656) (ACE) is the insurer of this product. ACE has an "A" rating with Standard & Poor’s as at 4 October 2006.

ACE is a member of the ACE Group of Companies which, as at 31 December 2005, had world wide assets of US$62 billion. The ACE Group is one of the world’s leading providers of insurance products and operates in over 50 countries.